Financing Solutions for Every Stage of Business

Working capital financing gives your business flexible funds to cover everyday operating costs — payroll, inventory, seasonal fluctuations, or unexpected expenses — without disrupting cash flow. It's often the fastest way to keep operations running smoothly while you pursue longer-term growth.

A business line of credit gives you revolving access to funds up to an approved limit, so you can draw capital when you need it and only pay for what you use. It's a flexible option for businesses that want a financial safety net or need to manage ongoing, variable expenses.

Invoice factoring advances you cash against your unpaid invoices, so you're not stuck waiting 30, 60, or 90 days to get paid. It's a strong fit for B2B businesses — staffing agencies, wholesalers, manufacturers, trucking companies — where slow-paying clients are just part of the job.

A term loan provides a lump sum of capital that's repaid over a fixed schedule, with predictable payments. It's well suited to a defined investment — expansion, hiring, inventory buildup, or a major purchase — where you know the amount you need and want structured, straightforward repayment.

Equipment financing helps you acquire the machinery, vehicles, or technology your business depends on, without tying up working capital. The equipment itself typically secures the loan, which can mean more competitive terms than unsecured financing.

SBA loans are partially guaranteed by the U.S. Small Business Administration, allowing for longer repayment terms and competitive rates. They're a strong option for established businesses pursuing major growth, acquisitions, or long-term investment, and Crossfield can help guide you through the process.

Whether you're purchasing a new location, refinancing an existing property, or funding improvements, commercial real estate financing provides the capital to grow your footprint. We help structure financing around the property and the business behind it.

Revenue-based financing provides funding that is repaid as a structured percentage or fixed amount tied to your business's ongoing revenue. It can be a useful, fast-moving option for businesses with short-term or time-sensitive capital needs, and it's one of several tools we use — not a default solution. We'll only recommend it when it genuinely fits your situation.